Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

Modern sukuk

Modern sukuk is like conventional equity share emerged to fill a gap in the global capital market. Islamic investors want to balance their equity portfolios with bond-like products. Because sukuk are asset-based securities — not debt instruments — they fit the bill. In other words, sukuk represent ownership in a tangible asset, usufruct ( the right to use or enjoy a thing possessed, directly and without altering it.)  of an asset, service, project, business, or joint venture.

Annuity

for more see shahjahan mina ( for valuation of share & time value of money)

Annuity means a stream or series of equal payments. For example, you have made an investment that will generate an interest income of $5,000 for you at the end of each year for five years. The income of $5,000 at the end of each year is an annuity.

Annuities may be in the form of regular deposits in one’s savings account, monthly insurance payments and monthly home mortgage payments. Payments can be weekly, monthly, yearly etc.
An annuity may be of the following types: